Travel Insurance That Helps You Enjoy Every Trip
Enjoy your trip with confidence. A holiday should feel easy and relaxing. If something goes wrong, travel insurance can help. It protects you from high costs due to illness, a cancelled trip, or lost bags.
With ERGO Travel Insurance, you also get 24/7 English speaking medical help through our Euro Center network. If you become sick or hurt while away, support is always close.
Over 2 million trips protected last year
abroad and in the UK
ERGO offers Single Trip and Annual Multi Trip cover. You can choose from three levels: Element, Protect, and Optimum.
You can also add extra cover for your needs. This includes cruise cover, pet care, rental car excess, golf cover, and business travel.
With the right cover in place, you can relax and enjoy your holiday. ERGO helps you deal with the unexpected, from medical problems to missed flights or stolen items.
Terms, conditions, limits and exclusions apply. Please read your policy wording for full details.
Simple and reliable cover for your key needs. This includes emergency medical care abroad, cancellation and travel delay. It gives you the core protection included in every policy.
This gives you more protection. You get higher limits for emergency medical costs, cancellation and your belongings than our Element cover.
This is our most complete cover. It has the highest limits for emergency medical costs, cancellation and belongings.
If you’re planning more than one holiday this year, annual multi trip travel insurance is an easy way to stay covered.
One policy saves you the hassle of setting up new travel insurance every time you go abroad. Annual travel insurance may be more cost-effective if you’re going on more than one trip in a year.
Single trip travel insurance is ideal for a one-off holiday. It protects you for a round trip of up to 90 days to one or more destinations, and you’ll need to tell us where you’re travelling, so your policy reflects the right cover.
Protection That Travels with You
With the right cover, you can relax and enjoy your trip. From medical emergencies to missed flights or lost bags, ERGO helps you deal with the unexpected with confidence.
If you become ill or injured while you’re away, we’re here to help. Our 24/7 emergency medical team can support you with treatment, hospital care and, if needed, getting you home safely. Your policy includes cover for medical expenses, repatriation and additional travel or accommodation costs when medically necessary. If you have any pre-existing medical conditions, or if your health changes before you travel, you’ll need to tell us, so we can confirm whether those conditions are covered.
There are some things travel insurance cannot cover. For example:
You need to take care of your belongings—and your gadgets if you’ve added Gadget cover. This means keep valuables with you and don't leave bags unattended. When you make a claim, you need to show you owned the item and provide evidence of what happened. If something is lost or stolen, make sure you get a police report before you return home from your trip.
We’ll cover cancellation when it’s for one of the reasons listed in your policy. Cancelling your trip for any other reason is not covered.
Report any delays to your baggage to your travel provider before you leave the baggage reclaim area. They’ll give you a Property Irregularity Report which you’ll need to make a claim for replacement items you buy.
You can claim a benefit for delays of 12 hours or more to your departure. The delay must be caused by one of the reasons listed in your policy. You are covered to abandon your trip after a 12-hour delay where no other transport options are available.
If you are unsure about medical conditions or planned activities, our team can help before you travel.
We assess and include many declared pre-existing medical conditions, so more people can travel confidently.
24/7 emergency support and high medical limits across all cover levels.
High levels of protection for the things that matter most — from trip cancellations to lost bags.
Choose the level of cover that best matches your needs and budget.
Straightforward wording, clear limits and no hidden surprises.
Helpful customer service and claims teams ready to support you before, during and after your trip.
