Personalise Your Cover
However you like to travel, add cover that suits your plans from cruise holidays to golf trips, customise your policy with the protection you need. Optional extras vary by product. Your quote will show which add-ons are available for your policy.
Over 2 million trips protected last year
abroad and in the UK
Cruise Cover adds extra protection for holidays at sea. It can help if you miss a port, need emergency medical care on board, or have to cut your cruise short. It’s designed to give you added reassurance, from the moment you step onto the ship.
Golf Cover protects your clubs, trolley and other equipment while you’re away. It can also help if your prepaid green fees are lost due to illness or bad weather.
Pet Care helps with costs if your return home is delayed and your pet needs extra time in a kennel or cattery. It’s a simple way to make sure your pet is looked after if your trip doesn’t go to plan.
Gadget cover protects you if your mobile phone, laptop, tablet, camera or other device is accidentally damaged, maliciously damaged, lost or stolen during your trip. We will cover the cost of repair, or replacement if the item is beyond economic repair. Cover limits range from £500 to £750, depending on your cover level.
Business Traveller Cover adds protection for work related items such as laptops, documents and samples. It can also help if you need to replace essential equipment to keep your trip on track. Useful for anyone travelling for business or mixing work with leisure.
Wedding Cover protects cover for key items for your big day abroad — such as rings, outfits and gifts. It can also help if your photos or videos need to be retaken due to an insured event. Perfect for couples planning a destination wedding.
There are some things travel insurance cannot cover. For example:
You need to take care of your belongings—and your gadgets if you’ve added Gadget cover. This means keep valuables with you and don't leave bags unattended. When you make a claim, you need to show you owned the item and provide evidence of what happened. If something is lost or stolen, make sure you get a police report before you return home from your trip.
We’ll cover cancellation when it’s for one of the reasons listed in your policy. Cancelling your trip for any other reason is not covered.
Report any delays to your baggage to your travel provider before you leave the baggage reclaim area. They’ll give you a Property Irregularity Report which you’ll need to make a claim for replacement items you buy.
You can claim a benefit for delays of 12 hours or more to your departure. The delay must be caused by one of the reasons listed in your policy. You are covered to abandon your trip after a 12-hour delay where no other transport options are available.
If you are unsure about medical conditions or planned activities, our team can help before you travel.
